Credit Card
Benefits
 

Travel Credit Cards

The American Express® Platinum Travel Credit Card The American Express® Platinum Travel Credit Card
The American Express® Platinum Travel Credit Card 5

Welcome Offer: Welcome Gift of Rs.5000 Bonus Membership Rewards Points that can be redeemed for Travel Vouchers worth Rs.4000.

Spend Rs.1.90 lacs in a year and get travel vouchers worth RS.7700.

Annual Fee

1st Year Fee: ₹3500 plus applicable taxes

2nd Year Fee: ₹5000 plus applicable taxes

Welcome Offer:Welcome Gift of Rs.5000 Bonus Membership Rewards Points that can be redeemed for Travel Vouchers worth Rs.4000.

Features

Welcome Gift Offer: 5,000 Milestone Bonus Membership Rewards® Points - redeemable for Travel Vouchers worth Rs. 4,000.

Enjoy 4 complimentary visits per year (limited to one complimentary visit per quarter) to 12 airport lounges across

Enjoy up to 20% discount on dining.

Earn 1 Membership Rewards Point for every Rs. 50 spent except for spend at Fuel, Utilities, Insurance and Cash Transactions.

Enjoy benefits on your travel bookings with MakeMyTrip.com

Spend Rs. 1.90 Lacs in a year and get Travel Vouchers worth more than Rs. 7,700.

Spend Rs. 4 Lacs in a year and get Travel Vouchers worth more than Rs. 11,800. Also get a voucher worth Rs.10000 from the Taj Group.

Redeemed Reward Points for IndiGo Vouchers OR other 600+ redemption options.

Documents

KYC-PAN, Address proof and ID Proof.

One photograph.

Salary slip/Form 15

Charges

Line Of Credit Lending Category (LoCL) - 41.80% p.a to 47.88% p.a

Installment Lending Category (IL) - 13.72% p.a to 17.88% p.a

Yatra SBI Card Yatra SBI Card
Yatra SBI Card 5

Earn 6X reward points on every Rs.100 spent at Departmental Stores, Grocery, Dining and Movies.

Complimentary Lounge Access in India

Get 50 Lakh Air Accidental death cover for Primary Cardholder on tickets booked at Yatra.com

Annual Fee

1st Year Fee: ₹499 (Welcome gift of Yatra.com vouchers worth Rs. 8,250 on payment of joining fee.)

2nd Year Fee: ₹499 (Reversed if spend in previous year crosses Rs.90,000)

Welcome Offer:Yatra.com Vouchers worth Rs. 8,250 Free

Features

payment of joining fee.

Earn 6X reward points on every Rs.100 spent at Departmental Stores, Grocery, Dining and Movies.

Earn 6X reward points on every Rs.100 spend on Entertainment and International spends.

Earn 1 reward points on every Rs.100 spend on all other categories.

0% Fuel Surcharge on spend between Rs. 500 and Rs. 3,000.

2 complimentary domestic airport lounge access per calendar quarter.

Complimentary Lounge Access in India

Get 50 Lakh Air Accidental death cover for Primary Cardholder on tickets booked at Yatra.com

1 Reward Point = Rs.0.25 - Points redeemable at Yatra.com

Earn 1 point on every Rs.100 spent at retail outlets (except Departmental and Grocery stores)

EMI Option : Convert Online transaction in easy monthly instalments

Claim your rewards by Clicking Here.

Documents

KYC-PAN, Address proof and ID Proof.

One photograph, Salary slip

Charges

Extended Credit: Interest free credit period: 20-50 days, applicable only on retail purchases and if previous month’s outstanding balance is paid in full Finance charges: Up to 3.35% per month, (40.2% per annum), from the date of transaction Minimum amount due: 5% of Total Outstanding (Min. Rs. 200 + all applicable taxes + EMI ( In case of EMI based product) + OVL amount (if any)

Cash Advance Limit:Up to 80% of credit limit, with a maximum of Rs. 12,000 per day

Cash Advance Finance charges: Upto 3.35% per month (40.2% per annum), from the date of withdrawal

International ATMs:3% of transaction amount, subject to a minimum of Rs. 300

Overlimit Charges: 2.5% of overlimit amount subject to a minimum of Rs. 500

IRCTC SBI Platinum Card IRCTC SBI Platinum Card
IRCTC SBI Platinum Card 4

Free 350 Bonus Reward points on spending above Rs. 500 within 45 days of card issuance.

Upto 10% value back on train tickets booking via irctc.co.in.

0% Fuel Surcharge across pumps in India on spend above Rs.500.

Annual Fee

1st Year Fee: ₹500

2nd Year Fee: ₹300

Free 350 Bonus Reward points on spending above Rs. 500 within 45 days of card issuance.

Features

Free 350 Bonus Reward points on spending above Rs. 500 within 45 days of card issuance.

Upto 10% value back on AC1, AC2 and AC CC train tickets booking via irctc.co.in.

Earn Rs.100 cash back on your first ATM cash withdrawal within 30 days of receiving the card.

Get 1 Reward point for every Rs. 125 spent on all other purchase.

Save 1.8% transaction charges on train bookings on IRCTC website.

0% Fuel Surcharge across pumps in India on spend above Rs.500.

(1 Reward Point = Rs. 1)

Claim your rewards by Clicking Here

Add on Card Free.

Documents

KYC-PAN, Address proof and ID Proof.

One photograph, Salary slip

Charges

Extended Credit:

Interest free credit period: 20-50 days, applicable only on retail purchases and if previous month’s outstanding balance is paid in full

Finance charges: Up to 3.35% per month, (40.2% per annum), from the date of transaction

Minimum amount due: 5% of Total Outstanding (Min. Rs. 200 + all applicable taxes + EMI ( In case of EMI based product) + OVL amount (if any)

SBI ATMs or other ATMs:2.5% of transaction amount, subject to a minimum of Rs. 300

International ATMs:3% of transaction amount, subject to a minimum of Rs. 300

Overlimit Charges:2.5% of overlimit amount subject to a minimum of Rs. 500

Cash Advance Finance charges:Upto 3.35% per month (40.2% per annum), from the date of withdrawal

Table For reference
Breakdown of Your Expense
Spends Category Savings on 2 Lac
Railway tickets booked at irctc.co.in - Total 50000
AC I, AC II, AC CC, Executive Chair Car (April 1 - July 14 & Sep 16 - Jan 14) 10000
AC I, AC II, AC CC, Executive Chair Car (Jan 15 - Mar 31 & July 15 - Sep 15) 15000
AC III, Non-AC (Anytime during the year) 25000
Retail spends - Total 150000
Hotels 20000
Apparel 20000
Electronics, etc 60000
Fuel (Yearly) 50000
Total Expenditure in Rs. 200000
Disclaimer: Savings of 10% has been assumed on dining spends at partner outlets of bank
Air India SBI Signature Card Air India SBI Signature Card
Air India SBI Signature Card 5

Wlecome Offer: 20,000 Reward Points as Welcome Gift on payment of your joining fee.

Upto 30 Reward Points for every Rs. 100 spent on Air India tickets.

Complimentary Visa Lounge Access Program in India.

Earn upto 100,000 bonus Air India points annually.

Annual Fee

1st Year Fee: ₹4999 (Get 20000 Air India miles on card activation)

2nd Year Fee: ₹4999 ( Get 5000 points on renewal every year)

Features

Wlecome Offer: 20,000 Reward Points as Welcome Gift on payment of your joining fee.

Upto 30 Reward Points for every Rs. 100 spent on Air India tickets.

Complimentary membership of the Air India Frequent Flyer program.

Enjoy International Airport Luxury Lounge Access with complimentary Priority Pass.

Get 4 Reward points for every Rs. 100 spent.

Get up to 1,00,000 bonus Reward points annually.

Card Anniversary gift of 5,000 Reward Points every year.

Complimentary Visa Lounge Access Program in India.

Earn 20,000 bonus reward points on spend above Rs.5 Lakh

Earn 50,000 bonus reward points on spend above Rs.10 Lakh

Earn 1L bonus reward points on spend above Rs.20 Lakh

Convert your Reward points into Air India miles. 1 Reward point = 1 Air mile.

EMI Option : Convert Online transaction in easy monthly instalments

Documents

KYC-PAN, Address proof and ID Proof.

One photograph, Salary slip

Air India SBI Platinum Card Air India SBI Platinum Card
Air India SBI Platinum Card 4.5

Complimentary membership to the Air India Frequent Flyer Program

Upto 15 Reward Points for every Rs. 100 spent on Air India tickets.

Up to 15,000 Bonus Reward Points on annual spends above Rs. 2 lakh

Annual Fee

1st Year Fee: ₹1499 (Get 5000 points on card signup)

2nd Year Fee: ₹1499 (Get 2000 points free on renewal every year)

Welcome Offer : 5000 Bonus Reward Points

Features

Welcome Offer: 5,000 Reward points as a welcome gift on first card payment.

Complimentary membership to the Air India Frequent Flyer Program

Earn 2 Reward points for every Rs. 100 spent

Upto 15 Reward Points for every Rs. 100 spent on Air India tickets.

Enjoy complimentary lost card liability cover of Rs. 1 lakh.

Up to 15,000 Bonus Reward Points on annual spends of Rs. 2 lakh & above.

Bonus 5000 Air India points on spending Rs.2 lakh in a year on the card

second bonus of 10,000 points on spending Rs.3lakh on the card in a year.

Convert your Reward points into Air India miles. 1 Reward point = 1 Air mile.

Claim your Rewards by Clicking Here

Documents

KYC-PAN, Address proof and ID Proof.

One photograph, Salary slip

Charges

Extended Credit:

Interest free credit period: 20-50 days, applicable only on retail purchases and if previous month’s outstanding balance is paid in full

Finance charges: Up to 3.35% per month, (40.2% per annum), from the date of transaction

Minimum amount due: 5% of Total Outstanding (Min. Rs. 200 + all applicable taxes + EMI ( In case of EMI based product) + OVL amount (if any)

SBI ATMs or other ATMs:2.5% of transaction amount, subject to a minimum of Rs. 300

International ATMs:3% of transaction amount, subject to a minimum of Rs. 300

Overlimit Charges:2.5% of overlimit amount subject to a minimum of Rs. 500

Cash Advance Finance charges:Upto 3.35% per month (40.2% per annum), from the date of withdrawal

Table For reference
Savings Illustration:
Spends Category Savings on 1 Lac Savings on 2 Lac
Dining 675 1350
Movies 475 950
Air India tickets 1500 3000
Grocery Spends 750 1500
Spend Rewards 3400 6800
Purchase Reward Points - 50
Welcome Points/Rewards 5000 5000
Fuel waiver 360 720
Aditional Incentives 5360 5770
Less Joining Fee 1499 1499
Net Savings 7261 11071
Disclaimer: Savings of 10% has been assumed on dining spends at partner outlets of bank
Royale Signature Credit Card Royale Signature Credit Card
Royale Signature Credit Card 3.5

Earn up to 30,000 reward points in a year & upto 4X reward points per Rs 150 spends *.

2 Complimentary access in a calendar quarter to Airport Lounges in India with Visa airport lounge program.

Annual Fee

1st Year Fee: ₹0

2nd Year Fee: ₹999 (Reversed if spend in previous year crosses Rs.1 Lac)

Features

Earn up to 30,000 reward points in a year & upto 4X reward points per Rs 150 spends *.

2 Complimentary access in a calendar quarter to Airport Lounges in India with Visa airport lounge program.

Documents

KYC-PAN, Address proof and ID Proof.

One photograph.

Salary slip/Form 15