Credit Card
Benefits
 

ICICI Bank Credit Cards

ICICI Platinum Chip Credit Card ICICI Platinum Chip Credit Card
ICICI Platinum Chip Credit Card 3.5

Minimum 15% savings on dining bills at over 2500 restaurants.

Earn 2 Payback points on every Rs.100 spent except fuel.

Fuel surcharge waiver at HPCL pumps on spend Rs.500.

Annual Fee

1st Year Fee: ₹0 (Minimum spend Rs. 2000 within 60 days else Rs.199 charges)

2nd Year Fee: ₹99 (Waived if spends exceed 50000 in previous year)

Lifetime Free Platinum Chip credit card.

Features

Earn 2 Payback points on every Rs.100 spent except fuel.

Fuel surcharge waiver at HPCL pumps on spend Rs.500.

Minimum 15% savings on dining bills at over 800 restaurants.

Security of a chip card to protect against the risk of fraud.

Payback points redeem against gifts and vouchers.

Documents

KYC-PAN, Address proof and ID Proof.

One photograph.

Salary slip/Form 15

Charges

Overdue Interest on Extended Credit: Up to 3.40% per month, (40.80% per annum), from the date of transaction

Interest on Cash Advances: Up to 3.40% per month, (40.80% per annum), from the date of transaction

Over-limit charges: 2.50% on the over-limitamount (subject to a minimum of Rs.500)

Fee on cash payment at branches: Rs.100 per payment transaction: