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Finding the best credit card in India can be difficult as almost all major banks offer a number of credit cards that come with varied features and benefits. Some cards are made for shopping and hence they come with an excellent rewards program while there are other cards that are loaded with travel privileges. For a user, it may be difficult to pick the right credit card from a plethora of options available. So, to make the selection easier, here we have listed the top 10 best credit cards in India that might be useful for you.
| Top 10 Credit Cards | Joining Fee | Annual Fee | Best Suited For |
|---|---|---|---|
| IndianOil Citi® Platinum Card | ₹0 | ₹1000 (reversed on annual spends of Rs.30,000 or more) | |
| CITI® Rewards Card | ₹0 | ₹1000 (reversed on annual spends of Rs.30,000 or more) | |
| CITI® Cash Back Credit Card | ₹0 | ₹500 |
IndianOil Citi® Platinum Card
1st year fee
1000 (reversed on annual spends of Rs.30,000 or more)
Bankyatra Exclusive:Free Rs.1000 Amazon Gift Card on Credit card Approval.
Welcome Bonus Offer: Free Rs.250 Turbo Points on first spend
Earn 4 Turbo Points on Rs.150 of fuel purchases at IndianOil Outlets
Get up to 71 litres of fuel for free per year!
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CITI® Rewards Card
1st year fee
1000 (reversed on annual spends of Rs.30,000 or more)
Bankyatra Exclusive:Free Rs.1000 Amazon Gift Card on Credit card Approval.
Welcome Rewards Offer - Earn upto 2500 bonus points.
on first spend within 30 days of card issue
Earn 10X Reward Points on spends at apparel and department stores.
Upto 15% savings across 2000 restaurants like Pizzahut, Bercos, Foodpanda & more.
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CITI® Cash Back Credit Card
1st year fee
500
Bankyatra Exclusive:Free Rs.1000 Amazon Gift Card on Credit card Approval.
5% Cash Back on movie ticket & telephone bill payments.
5% Cash Back on utility bill payments made online through Citibank Online Bill Pay
Upto 15% savings across 2000 restaurants like Pizzahut, Bercos, Foodpanda & more.
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