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Apply HDFC Bank Credit Cards Online in India

Credit card has revolutionized the way a market acts and certainly the way consumer behaves. The concept of credit card owes its origination to the so-called ‘computerization of society’. Credit cards don’t only pave an easy route for the consumers but also make up for the economic stimulus. Moody’s report for February 2013 indicates that credit cards provide an incentive for large and comfortable buys giving impetus to job creation and also to Gross Domestic Product.

Name of the CardJoining FeeOverdue Interest Rate
SBI SimplySAVE Advantage SBI CardRs.4995% of Total Outstanding (Min. Rs. 200 + all applicable taxes + EMI ( In case of EMI based product) + OVL amount (if any)
RBL Titanium Delight CardRs. 75015 % of the total amount due(Minimum – Rs 350 and maximum Rs 1000)
ICICI Bank HPCL Coral Credit CardRs.199Overdue interest on extended credit and cash advances – 3.40% per month (40.80% annualized).

About HDFC Bank

HDFC has been there for all our financial needs for more than 20 years now. This bank was the first bank which received ‘in principle’ approval from the Reserve Bank of India. This bank is the largest bank in form of private assets and hence serves its users accordingly. HDFC has been dedicated to provide its customers with the best and when it comes to Credit Cards, they certainly provide their users a large buffet. Large stock of credit cards are available and are designed in such a way that they supplement unique needs too.

HDFC Credit Card Online Application

HDFC has realised that for consumers credit cards have become a mere necessity. And thus, to make them even more accessible, HDFC is working continually to make the application for credit cards even more easy on both the mediums online and offline. To apply for the aforementioned credit cards from the online medium, all you need to do is visit HDFC’s portal and fill out on your basic details.

Eligibility for HDFC Credit Card

HDFC’s credit cards are known for the benefits they provide be it travel, dining or shopping. To make sure that HDFC’S benefits are reaped by all, the respective banking institution have laid some specific eligibility criterion.

# The applicant for a certain credit card applicant should meet the age criteria of the bank. The bank has devised this practice so as to be in ease while computing the earning capacity and also to compute the repayment capacity of the concerned person. Minimum age for credit card applicant should be 21 while the maximum should be 60 years of age.
# Bank usually look for a regular source of income in coherence to the repayment facility provided by banking institution. This helps the respective bank in deciding the upper limit of the credit card limit.
# HDFC looks for a decent credit score.

Factors Affecting the Eligibility Criteria for HDFC Credit Cards

One of the major factors affecting the eligibility criterion is certainly the regular income flow. But if the user already has a salaried account or a savings or FD with this specific bank, that user has a higher chance of being able to get a HDFC credit card.

List of HDFC Credit Cards

HDFC has understood its consumers well, and to serve them efficiently this banking institution has a wide array of credit cards. Be it a frequent traveller or a frequent movie-goer, this bank will take care of all your needs.

Jetprivilege HDFC Bank World

This credit card is the appropriate card for all those who are true travellers. Are you someone who has wanderlust always in their mind? If that is the case with you, this card is a Godsend for you!
One of the best part about this credit card is that the user is entitled to a free one-way ticket within India and on the respective Jet Airways. (This offers stands only on the base fare). If you wish to avail these offers, do apply for this card and especially now when the application stands to be extremely easy on both the mediums: online and offline.

Diners Club HDFC Credit Card

Are you someone whose other name is royalty? Is golfing your only one-true-love? If this description fits aptly to you then this card is going to be your best friend. With this credit card, the user is entitled to a 24*7 concierge support. So be it a 12:00 A.M. flower delivery or an immediate plan of golf on Sunday morning, this card caters to all such urgent needs. For avid golfers, 20 Golf courses within Indian borders and 40 Golf courses within the international territory stand to be free. HDFC realising the enthusiasm and zeal of its users over golf has also provided for complimentary golf lessons w.e.f. from 15th August 2017. For luxury travellers, credit card holders have the access to different airport lounges and wile away their time in the best possible way. With 700+ lounges worldwide and 25+ lounges within India, this credit card swears to spoil you in every way. Are you to in a hush hush to get this card? Go for easy application of this card. To apply online visit HDFC’s portal and also if you wish to apply it through offline mediums, you can call on their toll-free number.

HDFC Platinum Times Credit Card

Are you someone who pays a regular visit to the Cinema hall every Friday? If that is the case with you then this card is the right pick for you. All those who love to watch movies are in for a treat, they are entitled for a discount of Rs.1800 in a year. All those who are willing to enjoy a discount of Rs.1500 on their fuel expenses must get this card. Application of this card stands to be extremely easy. All you need to do is call on their toll-free number for offline application and for the online application visit the official HDFC portal.

HDFC Titanium Times Credit Card

City life of today is marked by the intense pressure and stress. So, to make life better, we all need some entertainment. And this is guaranteed by Titanium Times Card, this card ensures that we have a continual flow of entertainment and that too at an affordable rate. A 25% off can be availed on movies and also a 15% off can be availed on dining that to for an entire year. Sounds exciting, right? On every Rs.150 being spent user is entitled to earn 2 reward points (This is only applicable on spends that are done on weekdays). Later these reward points can be redeemed on amazing offers and discounts. With this card, one can also receive a discount of Rs.4500 or more on dining! To use this amazing credit card, one can apply through both online and offline mediums. If you wish to apply it through the former media, all you need to do is visit HDFC bank portal and fill out a basic form. For the latter, all you need is to call on their toll-free numbe

HDFC MoneyBack Credit Card

Are you an online shopping freak? If that is who you are, then all you need is this specific card. Users of this card are entitled to earn twice the amount of rewards on every online spends. Happy shopping! All those who are fed up of their fuel costs, your frets are over. With this credit card, the user is entitled to earn a 1% fuel surcharge on all your fuel transactions.

HDFC Corporate Credit Card

Corporates have a busy life. Boardroom meetings, negotiations, deadlines, and honestly you wouldn’t know what next hurdle will be thrown at you! HDFC has designed this credit card keeping in mind what corporate needs. This credit card offers you a staggering 24*7 MIS availability, minimal paperwork, attractive interest rates. Apart from all this, this credit card will ensure that accounting procedures are streamlined, proper allocation of merchant summary and details. This credit card comes with exclusive access to airport lounges within India and for international airports, there are a select number of lounges. If you wish to apply for this all you need to do is visit HDFC portal and fill out a simple form. Or if you wish to resort to offline application, you can call on HDFC toll free number.

HDFC has always endeavoured to make the life of its users simple and with these credit cards, they are hoping to do the very same!

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