Apply Citibank Credit Cards Online in India
Credit cards are a thing of yesterday but stand to be even more relevant today. These cards have been called magic cards, digital Godmothers and what not. But one thing all this signifies is that these cards are becoming even more important and we surely are paralysed without them.
Citibank has been lending a helping hand to the world since 1812 and even after centuries they are committed to form a bond of trust and faith with their customers. They understand that not every customer is same and they have varied needs, so they offer a wide range of credit cards suiting every need. Citi bank has been here in India since 1902 and since then it has won the trust and hearts of many. This banking institution is seen today as an integral part of World’s economy and most importantly has artificially boosted Indians towards saving and towards modern form of technology. Citibank since more than a century has been following the path of honesty and grievance support. This bank has been offering a wide range of comprehensive products to its customers and Citibank’s credit cards are enormously famous. And, mind you, for all the right reasons.
|Name of the Card
|Overdue Interest Rate
|SBI SimplySAVE Advantage SBI Card
|5% of Total Outstanding (Min. Rs. 200 + all applicable taxes + EMI ( In case of EMI based product) + OVL amount (if any)
|RBL Titanium Delight Card
|15 % of the total amount due(Minimum – Rs 350 and maximum Rs 1000)
|ICICI Bank HPCL Coral Credit Card
|Overdue interest on extended credit and cash advances – 3.40% per month (40.80% annualized).
Citibank Credit Card Application
Citibank is known for its coherence with today’s time and technology. This respective banking institution has realised that the World today is online and hence they have very wisely done so. Citibank credit cards are known for the infinite number of benefits and rewards that come with them. This banking institution offers cards that are extremely useful and are very ‘now’. To avail such amazing offers, all you need to do is, visit Citibank’s web portal, click on credit cards, click on the credit card you wish to use once you have done that, click on apply and then you’ll have to fill in a simple form. After this you will be receiving a call from our customer care number. Voila! you have a new credit card.
Citibank Credit Card Eligibility
To enjoy a gloriously good thing one needs to deserve it, and this is why Citibank has laid down an eligibility criterion for the acceptance of credit card application
- Age plays an important role when it comes to determine an application for a credit card. Minimum age for a credit card applicant stands to be 21 while maximum age is 70 years of age.
- Income of the credit card application is extremely important for when it comes to consider his/ her application. For a salaried person, salary slip for the last 3 months is seen as an important factor while for a self employed person income tax report for the previous fiscal year is seen as important.
- The credit card applicant must have suitable documents since they would be asked to furnish those by the respective banking institution. PAN Card, Aadhar, Income TAX are the ones that are generally asked.
- The applicant must be Indian.
- The eligibility criteria for most of the card varies so it is advisable to check separately for them.
CitiBank Rewards Card
How bad it is to spend more just to earn rewards? But what if you have a ‘magic card’ that offers attractive travel options, premium merchandise and much more. This way Citibank is indeed a very rewarding card. The users are entitled to have 2,500 points from the very start time of activation. With this, the users are also entitled to earn 10 Reward Points by spending every Rs.125. The best part about this card is that reward points are never expired so use them with your own leisure. The best thing about this card is that you are bound to get nth number of surprises so if you spend some amount within the first 30 days, you’ll be surprised by 1500 points. Air India Outlets, Jet Airways and Indian Oil Outlets are the perfect avenues to spend your rewards. With this card one also gets dining privileges and a discount of 15%. Plus the best part is that the annual fee is only of rs.1000.
Citibank Indian Oil Citi Platinum Card
Fuel blues are a true thing, in today’s world and how great it is when one gets to save on spendings. You all are too excited, right? To avail such amazingness, you’ll need to get this card and online application is your true friend here. With this card , the user is entitled to earn Turbo points and 4 Turbo points are earned on a spending of Rs.150. Apart from all this, reward points can be earned by grocery and supermarkets. This card comes with a fuel waiver of 2% on fuel surcharges. This card has absolutely no annual fee and the points never expire! Yes, it indeed is great.
Citibank Cashback Credit Card
We all have had our fair share of frets, when we see our bills. But imagine for a moment, that you are earning on these spendings. Sounds weird, right? But it is true and can happen with this respective credit card. User is entitled to earn a 5% cashback on movie ticket purchases, telephone bill payments, this offer stands also on utility bill payments through Citibank Online pay. One can redeem their cashback easily, without any hassles. Plus the best part is it can be earned in the multiples of Rs.500. With this card, air miles can be earned on Air India and Jet Airways. Although this card comes with an annual fees of meagre rs.500.