Credit Card
Benefits
 

SBI Credit Cards


SimplyCLICK SBI Card SimplyCLICK SBI Card
SimplyCLICK SBI Card 5

Earn 10X Reward on Amazon / BookMyShow / Cleartrip / Foodpanda / Lenskart / UrbanClap.

Earn 5X rewards on all other online spends.

2000 Reward Points = Rs.500 Amazon e-gift voucher.

Annual Fee

1st Year Fee: ₹499 (Welcome Offer : Amazon.in Gift Card worth Rs. 500 Free)

2nd Year Fee: ₹499 (Reversed if spend in previous year crosses Rs.1 Lac)

Welcome Offer:Amazon.in gift card worth Rs.500 on joining.

Features

Earn 10X Reward on Amazon / BookMyShow / Cleartrip / Foodpanda / Lenskart / UrbanClap.

Earn 5X rewards on all other online spends.

Earn 1X reward points on all other spends.

Cleartrip e-voucher worth Rs.2,000 on annual online spends of Rs.1 Lakh

Cleratrip e-voucher worth Rs.2,000 on annual online spends of Rs.2 Lakhs.

1% fuel surcharge waiver for each transaction between Rs 500 & Rs 3000 (Maximum surcharge waiver of Rs 100 per statement cycle)

Simply wave your card at a secured reader and your transaction is done.

Maximum payment of Rs 2,000 allowed per contactless transaction

2000 Reward Points = Rs.500 Amazon e-gift voucher.

EMI Option : Convert Online transaction in easy monthly instalments

Claim your reward points by Clicking Here.

Documents

KYC-PAN, Address proof and ID Proof.

One photograph, Salary slip

Charges

Extended Credit: Interest free credit period: 20-50 days, applicable only on retail purchases and if previous month's outstanding balance is paid in full Finance charges: Up to 3.35% per month, (40.2% per annum), from the date of transaction Minimum amount due: 5% of Total Outstanding (Min. Rs. 200 + all applicable taxes + EMI ( In case of EMI based product) + OVL amount (if any)

Cash Advance Limit:Up to 80% of credit limit, with a maximum of Rs. 12,000 per day

Cash Advance Finance charges:Upto 3.35% per month (40.2% per annum), from the date of withdrawal

International ATMs: 3% of transaction amount, subject to a minimum of Rs. 300

Overlimit Charges: 2.5% of overlimit amount subject to a minimum of Rs. 500

SimplySAVE SBI Card SimplySAVE SBI Card
SimplySAVE SBI Card 4.5

Spend Rs. 2,000 or more in first 60 days and get 2,000 bonus Reward Points.

Earn 10X Reward Points per Rs. 100 spent on Dining, Movies, Departmental Stores and Grocery Spends.

Earn 1 Reward Point per Rs. 100 spent on all your other spends.

Annual Fee

1st Year Fee: ₹499

2nd Year Fee: ₹499 (Reversed if spend in previous year crosses Rs.90,000)

Features

Spend Rs. 2,000 or more in first 60 days and get 2,000 bonus Reward Points.

Earn 10X Reward Points per Rs. 100 spent on Dining, Movies, Departmental Stores and Grocery Spends.

Earn 1 Reward Point per Rs. 100 spent on all your other spends.

1% fuel surcharge waiver for each transaction between Rs 500 & Rs 3000 (Maximum surcharge waiver of Rs 100 per statement cycle)

4 Reward Points = Rs. 1.

Redeem your Reward points against credit card outstanding balance payment.

Add Card Free.

Claim your rewards by Clicking Here.

Documents

KYC-PAN, Address proof and ID Proof.

One photograph, Salary slip

Charges

Extended Credit:Interest free credit period: 20-50 days, applicable only on retail purchases and if previous month's outstanding balance is paid in full Finance charges: Up to 3.35% per month, (40.2% per annum), from the date of transaction Minimum amount due: 5% of Total Outstanding (Min. Rs. 200 + all applicable taxes + EMI ( In case of EMI based product) + OVL amount (if any)

Cash Advance Limit: Up to 80% of credit limit, with a maximum of Rs. 12,000 per day

Cash Advance Finance charges: Upto 3.35% per month (40.2% per annum), from the date of withdrawal

International ATMs: 3% of transaction amount, subject to a minimum of Rs. 300

Overlimit Charges: 2.5% of overlimit amount subject to a minimum of Rs. 500

Table For reference
Savings Illustration:
Spends Category Savings on 1 Lac Savings on 2 Lac
Dining 1000 2000
Movies 375 750
Departmental Stores 750 1500
Grocery Spends 375 750
Spend Rewards 2500 5000
Purchase Reward Points 25 50
Welcome Points/Rewards 125 250
Fuel waiver 45 90
Aditional Incentives 195 390
Less Joining Fee 499 499
Net Savings 2196 4891
Disclaimer: Savings of 10% has been assumed on dining spends at partner outlets of bank
Exclusive