Credit Card
Benefits
 

RBL Credit Cards


RBL Platinum Delight Credit Card RBL Platinum Delight Credit Card
RBL Platinum Delight Credit Card 4.5

Welcome Offer: Earn 2000 Reward points on 1st card swipe + pay joining fee before due date(except fuel).

Earn 2 reward points for every Rs.100 spent on all your purchases.

Earn 1000 bonus rewards on card swipe 5 times in a calender month for transaction worth Rs.1000.

Annual Fee

1st Year Fee: ₹1000

2nd Year Fee: ₹1000 (Reversed if spend in previous year crosses Rs.1.5 Lacs)

Earn 4000 Reward points on first transaction within 60 days.

Features

Welcome Offer: Earn 4000 Reward points on 1st card swipe + pay joining fee before due date(except fuel).

Earn 2 reward points for every Rs.100 spent on all your purchases.

Earn 4 Reward Points for every Rs.100 spent during the weekends.

Earn 1000 bonus rewards on card swipe 5 times in a calender month for transaction worth Rs.1000.

0% Fue Surcharge on transaction between Rs 500 - Rs 4000, Maximum waiver of Rs 150 per month.

Redeem reward points against air travel, hotel stays, shopping vouchers and much more.

Add on Card Free

Documents

For Salaried Person (Latest 2 months Payslip, Visiting card, Latest 3 salary credit statements) & Photograph & Adress Proof & ID Proof.

For Card to Card Apply Documents (Latest credit card statement with 30,000 limit abd avail limit of 20% with no late fees) & Photograph & Adress Proof & ID Proof.

Charges

APR up to 3.5% p.m. (42.00% p.a.)

APR up to 3.4% p.m. (40.80% p.a.) for Insignia and IGU NHS Golf Cardmembers

Cash Advance Transaction fee: 2.5% (min Rs. 300) of the cash amount.

Call-a-draft fee: 2.5% (min Rs. 300) of the draft amount.

Overdue Penalty / Late Payment Fee: 15% of Total amount due (Min Rs. 350, Max Rs. 1000).

Over Limit Penalty: Rs.600.

Table For reference
Savings Illustration:
Spends Category Savings on 1 Lac Savings on 2 Lac
Shopping 114 228
Fuel 114 228
Travel 228 456
Other Exp 178 355
Spend Rewards 634 1267
Purchase Reward Points 1500 3000
Welcome Points/Rewards 1000 1000
Fuel waiver 180 360
Aditional Incentives 2680 4360
Less Joining Fee 1000 1000
Net Savings 2314 4627
Disclaimer: Savings of 10% has been assumed on dining spends at partner outlets of bank
RBL Platinum Maxima Credit Card RBL Platinum Maxima Credit Card
RBL Platinum Maxima Credit Card 5

Welcome Offer: Earn 8000 Reward points on 1st card swipe + pay joining fee before due date.

Earn 2 reward points for every Rs.100 spent on all your purchases.

Earn extra 10000 bonus rewards on total spend Rs.2 lakhs or more in a year.

Annual Fee

1st Year Fee: ₹2000

2nd Year Fee: ₹2000

Welcome Offer: Earn 8000 Reward points on 1st card swipe + pay joining fee before due date.

Features

Welcome Offer: Earn 8000 Reward points on 1st card swipe + pay joining fee before due date.

Earn 2 reward points for every Rs.100 spent on all your purchases.

Earn 5X Rewards on dining, entertainment, utility bill payments,fuel and international purchases.

Earn extra 10000 bonus rewards on total spend Rs.2 lakhs or more in a year.

Buy 1 get 1 Free movie tickets on Bookmyshow once a month, Maximum Rs 200 discount on 1st ticket price.

Documents

For Salaried Person (Latest 2 months Payslip, Visiting card, Latest 3 salary credit statements) & Photograph & Adress Proof & ID Proof.

For Card to Card Apply Documents (Latest credit card statement with 30,000 limit abd avail limit of 20% with no late fees) & Photograph & Adress Proof & ID Proof.

Charges

APR up to 3.5% p.m. (42.00% p.a.)

APR up to 3.4% p.m. (40.80% p.a.) for Insignia and IGU NHS Golf Cardmembers

Cash Advance Transaction fee: 2.5% (min Rs. 300) of the cash amount.

Call-a-draft fee: 2.5% (min Rs. 300) of the draft amount.

Overdue Penalty / Late Payment Fee: 15% of Total amount due (Min Rs. 350, Max Rs. 1000).

Over Limit Penalty: Rs.600.

Table For reference
Savings Illustration:
Benefits & Description Monthly Spends Annual Reward Points
Welcome Benefit - 8000
Dining Spends Rs.6,000 7200
Entertainment Spends Rs.3,000 3,600
Utility Bills Rs.6,000 7,200
Fuel Spends Rs.6,000 7,200
International Spends - 15,000
Other Spends Rs.10,000 2,400
Spend Rs.2 lakhs in a year - 10,000
Spend Rs.3.5 lakhs in a year - 10,000
Total Reward Points Earned - 70,600
Disclaimer: Savings of 10% has been assumed on dining spends at partner outlets of bank
RBL Bank Titanium Delight Card - Free Card RBL Bank Titanium Delight Card - Free Card
RBL Bank Titanium Delight Card - Free Card 5

Earn Extra 1000 reward points on total spend of Rs.10000 within 60 days.

Wednesdays Delight: Earn 20 Reward points for every Rs.100 spent on groceries(5% value back = reward points)

Wednesdays Delight: Earn 40 Reward points for every Rs.100 spent on Pizza Hut/ Dominoes on-line (10% value back = reward points)

Annual Fee

1st Year Fee: ₹0

2nd Year Fee: ₹750(Reversed if spend in previous year crosses Rs.1 Lac)

Earn Extra 1000 reward points on total spend of Rs.10000 within 60 days.

Features

Welcome Offer: Earn Extra 1000 reward points on total spend of Rs.10000 within 60 days.

Earn 1 reward points on evert Rs.100 spent on Travel, Groceries, Dining and Electricity bill payments.

Redeem reward points against air travel, hotel stays, shopping vouchers and much more.

Earn extra 4000 bonus rewards on total spend Rs.1.2 lakhs or more in a year + Free Membership for 2nd Year.

0% Fue Surcharge on transaction between Rs 500 - Rs 4000, Maxmimum waiver of Rs 100 per month.

Buy 1 get 1 Free movie tickets on Bookmyshow once a month on a Wednesday, Maximum Rs 200 discount on 1st ticket price.

Wednesdays Delight: Earn 20 Reward points for every Rs.100 spent on groceries(5% value back = reward points)

Wednesdays Delight: Earn 40 Reward points for every Rs.100 spent on Pizza Hut/ Dominoes online (10% value back = reward points)

Documents

For Salaried Person (Latest 2 months Payslip, Visiting card, Latest 3 salary credit statements) & Photograph & Adress Proof & ID Proof.

For Card to Card Apply Documents (Latest credit card statement with 30,000 limit abd avail limit of 20% with no late fees) & Photograph & Adress Proof & ID Proof.

Charges

APR up to 3.5% p.m. (42.00% p.a.)

APR up to 3.4% p.m. (40.80% p.a.) for Insignia and IGU NHS Golf Cardmembers

Cash Advance Transaction fee: 2.5% (min Rs. 300) of the cash amount.

Call-a-draft fee: 2.5% (min Rs. 300) of the draft amount.

Overdue Penalty / Late Payment Fee: 15% of Total amount due (Min Rs. 350, Max Rs. 1000).

Over Limit Penalty: Rs.600.

Table For reference
Savings Illustration:
Benefits & Description Feature Benefit Value
Welcome Benefit 3,000 Reward Points 750
Reward Program: 1 Reward Point/ Rs. 100 840
Accelerated Rewards: 20 Reward Points/ Rs. 100 at on groceries on Wednesdays , 40 Reward Points / Rs. 100 on Pizzas on Wednesdays 2,400
Spend linked Benefit: 4,000 Reward Points 1,000
Movie Benefits: Free movie ticket on Wednesdays, once a month 2,400
Fuel Benefit: Up to Rs. 100 per month 1,200
Total Annual value - 7,500+
Disclaimer: Savings of 10% has been assumed on dining spends at partner outlets of bank
RBL Bank Titanium Delight Card RBL Bank Titanium Delight Card
RBL Bank Titanium Delight Card 4.5

Earn 2000 Reward points on 1st card swipe + pay joining fee before due date.

Buy 1 get 1 Free movie tickets on Bookmyshow once a month on a Wednesday, Maximum Rs 200 discount on 1st ticket price.

Wednesdays Delight: Earn 20 Reward points for every Rs.100 spent on groceries(5% value back = reward points)

Annual Fee

1st Year Fee: ₹750 plus applicable taxes

2nd Year Fee: ₹750 (Reversed if spend in previous year crosses Rs.1 Lac)

Earn 2000 Reward points on 1st card swipe + pay joining fee before due date.

Features

Welcome Offer: Earn 2000 Reward points on 1st card swipe + pay joining fee before due date.

Earn Extra 1000 reward points on total spend of Rs.10000 within 60 days.

Earn 1 reward points on evert Rs.100 spent on Travel, Groceries, Dining and Electricity bill payments.

Redeem reward points against air travel, hotel stays, shopping vouchers and much more.

Earn extra 4000 bonus rewards on total spend Rs.1.2 lakhs or more in a year + Free Membership for 2nd Year.

0% Fue Surcharge on transaction between Rs 500 - Rs 4000, Maxmimum waiver of Rs 100 per month.

Buy 1 get 1 Free movie tickets on Bookmyshow once a month on a Wednesday, Maximum Rs 200 discount on 1st ticket price.

Wednesdays Delight: Earn 20 Reward points for every Rs.100 spent on groceries(5% value back = reward points)

Wednesdays Delight: Earn 40 Reward points for every Rs.100 spent on Pizza Hut/ Dominoes online (10% value back = reward points)

Documents

For Salaried Person (Latest 2 months Payslip, Visiting card, Latest 3 salary credit statements) & Photograph & Adress Proof & ID Proof.

For Card to Card Apply Documents (Latest credit card statement with 30,000 limit abd avail limit of 20% with no late fees) & Photograph & Adress Proof & ID Proof.

Table For reference
Savings Illustration:
Benefits & Description Feature Benefit Value
Welcome Benefit 3,000 Reward Points 750
Reward Program: 1 Reward Point/ Rs. 100 840
Accelerated Rewards: 20 Reward Points/ Rs. 100 at on groceries on Wednesdays , 40 Reward Points / Rs. 100 on Pizzas on Wednesdays 2,400
Spend linked Benefit: 4,000 Reward Points 1,000
Movie Benefits: Free movie ticket on Wednesdays, once a month 2,400
Fuel Benefit: Up to Rs. 100 per month 1,200
Total Annual value - 7,500+
Disclaimer: Savings of 10% has been assumed on dining spends at partner outlets of bank

Apply RBL Bank Credit Cards Online in India

Most people question the very existence of credit cards and, more so, question the very intention of credit cards? But one thing we simply ignore is that credit cards are a ‘revolution’. And they are here to rule the roster. Credit cards have made life simpler. Apart from easy payment options, they provide conducive options like investment rewards, cashbacks, travel discounts etc. Credit cards apart from having meagre beginnings in 1920’s to fully exploding our economy signifies, life without our digital ‘Godmother’ simply can’t go on.

About RBL Bank

RBL Bank was formerly known as Ratnakar Bank Limited. This bank is the oldest private sector banks and testifies its dedication and commitment towards customer support, transparency, and moral ethics. RBL bank since last 75 years has been releasing a range of banking products and schemes, that have largely benefited its users. Hence, the perpetual support towards this bank. RBL bank moves with time and has realized that credit cards are here to stay. This bank offers a wide range of credit cards and they are designed in such a way, that they have something for all.

RBL Bank Credit Card Application

RBL bank offers a host of credit cards, these credit cards come with a variety of attractive schemes and offers. Cards available are such that they are coherent in today’s time. One can apply for RBL credit cards through the 2 conventional mediums: offline and online. To apply through the former, all you need to do is call on 18001219050. To resort to the latter way, all you need to do is visit RBL bank’s official portal, select credit cards, select the card you wish to own and fill a simple form. After you have followed this, you will receive a call from our representative! It is that easy.

Eligibility for RBL Credit Card Application

To reap the benefits of this credit card, RBL bank has laid down an eligibility criterion based on which the applications are considered. The eligibility criterion is as follows:

  • Good credit score: Credit score signifies the credit bearing capacity of the applicant and tells the respective banking institution about the faltering of payments and what not. So, this indeed is a decisive factor for credit card application.
  • Above 23 years of age
  • Suitable documents such as PAN/Voters ID/ Driving License.
  • Salary slip for last three months (only applicable for salaried employees)
  • Income tax report of previous year (majorly applicable for self-employed people)
  • Should be a resident of India

List of RBL Bank Credit Cards

RBL bank has been offering credit cards since long and these cards are such that they’re bound to advantage you. They advantage you with attractive, schemes, discounts and offers.

RBL Insignia Preferred Banking World Card

This credit card is the perfect fit for all those who wish to turn luxury into necessity. This card comes with infinite number of rewards, delectable culinary experience, and luxurious holidays. This card reeks of exclusive benefits like golf retreats, shopping benefits, tailored services and much more. With this card, users are entitled for a complimentary room upgrade, late checkout, and early check-in. This card is a true boon for all the travellers, users can avail a complimentary air travel. This card provides users access to 11 golf destinations, 3 complimentary golf rounds and lessons too. Apart from all this card’s possession entails for the following:

  • Golf Course Referral and Reservation Assistance
  • Car Rental and Limousine Referral and Reservation Assistance
  • Hotel Referral and Reservation Assistance, Flower, and Gift Delivery Assistance
  • Special Events and Performance Assistance & Business Services
  • Spa, Fitness Centre and Sports Centre Information and Referral Assistance
  • Dining Referral and Reservation Assistance

RBL Classic Shopper Card

Are you a shopaholic? If you are, this card is the perfect fit for you. This card has the capability of boasting a non-shopper one too, don’t believe us? Try it out. This card has the provision for earning reward points and for redemption too. By using this card, one can earn 2 Reward Points for spending Rs. 100 every time. One can use these reward points and redeem them wisely on a variety of platforms such as

  • Flight tickets & Hotel stays
  • Latest gadgets and shopping products
  • Mobile Recharge
  • Retail shopping vouchers
  • Curated personalized gifts

RBL Titanium Delight Card

Well, the name is so classy, the card is bound to be. All of us want to lead a life filled with class and not to forget, it needs to have entertainment too. And this card certainly ticks this pointer too. This card comes with free movies on Wednesdays and not to forget, mid-week delights too. With this card, the user is entitled to get a welcome benefit of 2000 Reward Points (terms and conditions apply), waiver on fuel surcharges (terms and conditions apply). Plus, this card comes with a bonus for foodies, so every Wednesday order a pizza and get a cashback of 10% value back.

RBL Crownit Credit Card

When two of the best institutions come together for collaboration in their respective fields: RBL Bank and Crownit, the results are bound to be amazing. This exceptional credit card comes with bountiful rewards and celebratory benefits! One can earn 1 crown with spending of Rs.100, complimentary ticket of Rs.200 at Bookmyshow (Conditions applicable), first year annual fee is not charged and many such more attractive offers.

With these cards at your bay, your days are going to be gay!!

Comparison Table For RBL Credit Cards

Name of the RBL Credit Card Joining Fee Joining Perks Rewards
Titanium Delight Credit Card Rs. 750 2000 reward points. Additional 1,000 reward points if you spend Rs.10,000 in 60-days. 1 reward point per Rs.100 spent for all spends.
Rs. 100 worth Fuel surcharge waiver across all pumps.
4,000 Rewards Points on spends of Rs. 1.2 lacs in a year.
Platinum Delight Card Rs. 1,000 4,000 reward points. 4,000 reward points on using the card once within 60-days.
2 reward points per Rs.100 spent for all spends.
4 reward points per Rs.100 spent on the weekend.
Rs. 150 worth Fuel surcharge waiver across all pumps.
Platinum Maxima Card Rs. 2,000 8,000 reward points 2 reward points per Rs.100 spent for all spends.
10 reward points per Rs.100 for all spends on dining, utility bills, international spends, entertainment & fuel.
10,000 bonus points on spends of Rs. 2 lacs, also get additional 10,000 points on Rs. 3.5 lacs spent in a year
2 free visits on Airport lounge per quarter in Domestic airport lounges.

List of RBL Bank Credit Cards

  • Insignia Preferred Banking World Card
  • IGU NHS Golf World Card
  • Platinum Maxima Card
  • RBL Bank Fun+ Credit Card
  • Platinum Delight Card
  • Platinum Cricket Card
  • Titanium Delight Card
  • Classic Shopper Cards
  • Classic Reward Cards
  • Classic Platinum Card

Documentation Required for RBL Bank Credit Card

A recent passport-sized photo.
ID Proof (Any one of the following)
PAN Card
Voters ID
Passport
Any Government Photo ID
Address Proof (Any one of the following)
Passport
Driving licence
Rental Agreement
Electricity/Phone/Utility Bill
Latest bank or credit card statement from another bank
Income Proof (Any one of the following)
Latest Salary Slip
Income Tax Returns
Bank Statements
Form 16

RBL Bank Credit Card Customer Care Number

RBL Bank credit card customer care toll free number: 1800 121 9050

RBL Bank credit card customer care Email ID: cardservices@rblbank.com

RBL Bank credit card customer care contact for communications through mails and couriers:

RBL Bank Ltd.
Mahavir,
Shri Shahu Market Yard,
Kolhapur – 416005. Maharashtra State, India

RBL Bank credit card customer care Fax: 0231 2657386

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