Credit Card
Benefits
 

Lifestyle credit Cards


ICICI Platinum Chip Credit Card ICICI Platinum Chip Credit Card
ICICI Platinum Chip Credit Card 3.5

Minimum 15% savings on dining bills at over 800 restaurants.

Earn 2 Payback points on every Rs.100 spent except fuel.

Fuel surcharge waiver at HPCL pumps on spend Rs.500.

Annual Fee

1st Year Fee: ₹0 (Minimum spend Rs. 2000 within 60 days else Rs.199 charges)

2nd Year Fee: ₹99 (Waived if spends exceed 50000 in previous year)

Lifetime Free Platinum Chip credit card.

Features

Earn 2 Payback points on every Rs.100 spent except fuel.

Fuel surcharge waiver at HPCL pumps on spend Rs.500.

Minimum 15% savings on dining bills at over 800 restaurants.

Security of a chip card to protect against the risk of fraud.

Payback points redeem against gifts and vouchers.

Documents

KYC-PAN, Address proof and ID Proof.

One photograph.

Salary slip/Form 15

Charges

Overdue Interest on Extended Credit: Up to 3.40% per month, (40.80% per annum), from the date of transaction

Interest on Cash Advances: Up to 3.40% per month, (40.80% per annum), from the date of transaction

Over-limit charges: 2.50% on the over-limitamount (subject to a minimum of Rs.500)

Fee on cash payment at branches: Rs.100 per payment transaction:

RBL Bank Titanium Delight Card - Free Card RBL Bank Titanium Delight Card - Free Card
RBL Bank Titanium Delight Card - Free Card 5

Earn Extra 1000 reward points on total spend of Rs.10000 within 60 days.

Buy 1 get 1 Free movie tickets on Bookmyshow once a month on a Wednesday, Maximum Rs 200 discount on 1st ticket price.

Wednesdays Delight: Earn 20 Reward points for every Rs.100 spent on groceries(5% value back = reward points)

Annual Fee

1st Year Fee: ₹0

2nd Year Fee: ₹750(Reversed if spend in previous year crosses Rs.1 Lac)

Earn Extra 1000 reward points on total spend of Rs.10000 within 60 days.

Features

Welcome Offer: Earn Extra 1000 reward points on total spend of Rs.10000 within 60 days.

Earn 1 reward points on evert Rs.100 spent on Travel, Groceries, Dining and Electricity bill payments.

Redeem reward points against air travel, hotel stays, shopping vouchers and much more.

Earn extra 4000 bonus rewards on total spend Rs.1.2 lakhs or more in a year + Free Membership for 2nd Year.

0% Fue Surcharge on transaction between Rs 500 - Rs 4000, Maxmimum waiver of Rs 100 per month.

Buy 1 get 1 Free movie tickets on Bookmyshow once a month on a Wednesday, Maximum Rs 200 discount on 1st ticket price.

Wednesdays Delight: Earn 20 Reward points for every Rs.100 spent on groceries(5% value back = reward points)

Wednesdays Delight: Earn 40 Reward points for every Rs.100 spent on Pizza Hut/ Dominoes online (10% value back = reward points)

Documents

For Salaried Person (Latest 2 months Payslip, Visiting card, Latest 3 salary credit statements) & Photograph & Adress Proof & ID Proof.

For Card to Card Apply Documents (Latest credit card statement with 30,000 limit abd avail limit of 20% with no late fees) & Photograph & Adress Proof & ID Proof.

Charges

APR up to 3.5% p.m. (42.00% p.a.)

APR up to 3.4% p.m. (40.80% p.a.) for Insignia and IGU NHS Golf Cardmembers

Cash Advance Transaction fee: 2.5% (min Rs. 300) of the cash amount.

Call-a-draft fee: 2.5% (min Rs. 300) of the draft amount.

Overdue Penalty / Late Payment Fee: 15% of Total amount due (Min Rs. 350, Max Rs. 1000).

Over Limit Penalty: Rs.600.

Table For reference
Savings Illustration:
Benefits & Description Feature Benefit Value
Welcome Benefit 3,000 Reward Points 750
Reward Program: 1 Reward Point/ Rs. 100 840
Accelerated Rewards: 20 Reward Points/ Rs. 100 at on groceries on Wednesdays , 40 Reward Points / Rs. 100 on Pizzas on Wednesdays 2,400
Spend linked Benefit: 4,000 Reward Points 1,000
Movie Benefits: Free movie ticket on Wednesdays, once a month 2,400
Fuel Benefit: Up to Rs. 100 per month 1,200
Total Annual value - 7,500+
Disclaimer: Savings of 10% has been assumed on dining spends at partner outlets of bank