All about Credit Cards

Credit cards have been more of a blessing, and in today’s World they are simply irreplaceable. Credit Cards have totally revolutionised the way a human spends. They have made life simpler and in all convenient. Credit Cards were started in 1920’s and since then, we surely can say, life imagining without them is extremely difficult.

Kotak Mahindra Bank

Kotak Mahindra Bank is a private sector bank having its headquarters in Mumbai, India. This bank received the right to step into the foray of banking Services from RBI. Kotak Bank has been providing us with a comprehensive suite of banking products and services from 2003. In these 15 years they have offered a variety and delivery of products in the area of personal finance, investment banking, life insurance and wealth management. Kotak Mahindra since years has been working to make life easy for all its customers, now with credit cards ruling the roster, they offer a wide variety of cards making life comfortable.

Kotak Bank Credit Card Eligibility Criteria

To possess a beautiful thing, one must deserve it and hence the criterion. Eligibility criteria for each card varies but the basic criterion of Indian citizenship, valid identity proofs, salary slip for last 3 months or Income Tax return of last 2 years and so on remains the same.

Essentia Platinum Credit Card

This card strengthens you to save literally on everything. Once you spend at any departmental or any grocery store, you are entitled to earn 1 saving point for every spending Rs.1. These points can be redeemed two ways, the first and second options are as follows:

Option 1:

  • Free 12 PVR tickets a year.
  • These tickets are transferrable.

Option 2:

  • Reward points can be used for redemption option such as Airmiles, Movie Tickets, Mobile Recharge etc.

Delight Platinum Card:

This credit card is a boon for all foodies. This card comes with a 10% cashback on dining, movies. Apart from this a fuel surcharge waiver stands on transactions from Rs.400 to Rs4, 000. A maximum surcharge waiver of Rs.500 is given in a stipulated time of a calendar year. The cardholder should be from 21 to 65 years of age and resident of India

PVR Gold Credit Card

All those who are movie buffs, ought to have this card with them. With this card the owner is entitled to get 1 free PVR movie ticket on a bill of Rs.10, 000 or more. User can also enjoy 2 free PVR movie tickets on spending of Rs.15, 000. In case of any unfortunate incident such as losing of card, this card is protected from any unauthorized transactions. Also this card insured against any unfortunate incidents. To claim these benefits, you will be receiving a SMS or an email from the authorising body.

Privy League Signature Card

This card is for all those whom luxury is a necessity. This card comes with a host of lifestyle benefits. With this card one can earn 5X reward points (only on selected merchants). These reward points can be redeemed on various options such as movie tickets, air miles, shopping amongst many others. With this card additional benefits such as 4 Complimentary PVR movie tickets (only liable on those who have monthly earnings of Rs.1, 000), Concierge Services, Priority Pass membership, protection from unauthorized transactions up to Rs.2,50,000.

What’s stopping you, People?

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