Fuel Credit Cards in India

Fuel Credit Cards

Fuel accounts for a huge expense especially when you need to commute to work in your personal vehicle.Your vehicle is your perfect companion if you are a traveller who knows how to make the best out of long weekends. With fuel prices at an all time high, driving your own vehicle has become an expensive affair. This expense can be reduced when you have a Fuel credit card. Fuel credit card offer you reward points every time you fill your fuel tank at different gas stations and exempt you from all the extra surcharges. Some of the best fuel credit cards are Citibank Indian Oil Credit Card and ICICI Bank HPCL Coral Credit Card.

List of Fuel Credit Cards

Some of the popular fuel credit cards in India are:

  • ICICI Bank HPCL Coral VISA/MasterCard Credit Card
  • ICICI Bank HPCL Coral American Express Credit Card
  • ICICI Bank HPCL Platinum Credit Card
  • Indian Oil Citi Platinum Credit Card
  • Indian Oil Citi Titanium Credit Card
  • Standard Chartered Super Value Titanium Credit Card

5 Best Fuel Credit Cards in India

#1 HDFC Bharat CashBack Credit Card

Its a recently launched credit card by HDFC for beginners and its one of very rare cards that gives you upto 5% cashback capped at Rs.150 (per month) on Fuel spends. Good for those who spend less than Rs.3000 a month.

Fuel CashBack Rate: 5%
Max CashBack: Rs 150 Per statement Cycle

#2 Standard Chartered Super Value Titanium Credit Card

Fuel CashBack Rate: 2.5%
Minimum transaction amount: INR 750
Maximum cashback per transaction: INR 100
Maximum cashback per month: INR 500

#3 Citibank Indian Oil Credit Card (Platinum)

Fuel CashBack Rate: 2.6% (as points)
Max CashBack: 267 Turbo Points = Rs.267 (or Rs.10,000 Spend) per transaction

#4 Indusind Iconia Credit Card (American Express Variant)

Fuel CashBack Rate: Upto 2% (as points)

#5 American Express Gold Charge Card

Fuel CashBack Rate: 3% (temporary)

Benefits of Fuel Credit Cards

There are various credit card issuers which offer additional benefits in terms of dining, shopping and other lifestyle benefits. You can avail these credit cards if you fulfill their eligibility criteria.

What are the eligibility criteria for Fuel Credit Cards?

There are certain eligibility requirements when it comes to getting a fuel credit card and the requirements vary with different credit card issuers. So before applying for a particular card, make sure you fulfill all the eligibility requirements to minimize the chances of being rejected and damaging your credit score. The basic eligibility norm is having a good credit score, fulfilling the minimum age and income bracket. You can contact the bank to know the income and other eligibility factors.

Fuel Credit Card User Review

Rajesh Parupalli
11 Dec 2017
Bankyatra – The Website has it all Extremely simple and easy to access info on various finance products. I found Bankyatra through a Google search for HDFC credit cards and was curious to know what kind of service they provide. Decided to sign up and I don’t regret it one bit. For one thing, it is free. Easy to choose the credit card once you have created your profile. I got a confirmation call from their customer service regarding the card I wanted – HDFC Money Back credit card. The documentation process itself is hassle free (a bank representative comes to collect your papers – yes, their claims are true!) and you don’t need to go the bank at all. Overall, a great experience with Bankyatra.
Rajesh Parupalli
11 Dec 2017
“I approached Bankyatra for help with application for a Cashback credit card. After signing up FOR FREE (Yes, it’s really free, yay!). I felt the service rendered by team CreditMantri was awesome. I did not even need to go to the bank for giving my documents, they came to me! Brownie points! I got calls only from Bankyatra and Citi regarding my application. No calls from third-party people. This is one thing I am really happy about. Overall, I am happy with my Citi credit card, and it’s one of the best Cashback credit cards that I have (I own two other credit cards, more about it later perhaps!). Thanks