Apply ICICI Bank Credit Cards in India

Credit cards are a thing of yesterday but stand to be even more relevant today. These cards have been called magic cards, digital Godmothers and what not. But one thing all this signifies is that these cards are becoming even more important and we surely are paralysed without them. ICICI credit cards are surely Godsend. Apart from being extremely coherent according to today’s time, these cards benefit us with all kinds of offers: rewards, cash back, waivers, discounts and what not.

ICICI bank has been acting as a pillar of support for all of us for 24 years now. This bank stands to be the second largest private sector bank in India in terms of assets. ICICI has turned itself from a development financial institution to diversified financial services group. This banking institution is known for its honesty, meritocracy and for moreover its unrelenting support add more people in their family. ICICI has a stern belief in releasing simple yet effective policies; their service in terms of customer support has always been applauded.

ICICI Credit Card Application

In today’s all of the banking institutions have moved their services online and the same goes for credit card application. ICICI offers credit card application from both the media: offline and online. Certainly, the latter option being more convenient and a hassle free one. To resort to the former one, all you need is to visit the respective institution’s portal, click on credit cards and click on the one you wish to use. After this all you need to do is fill in a simple form and once this is done you’ll receive a call from ICICI’s customer care. If you wish to pick the latter option all you need to do is, call the toll-free number. Credit cards offered by ICICI Bank are revered by all because they offer amazing discounts and offers.

ICICI Credit Card Eligibility

To use a good thing, one certainly should be eligible for it, for each card the eligibility criterion certainly varies but the common eligibility criterion is as follows:

• Nationality:The credit card applicant should be an Indian citizen.
• Age Criteria:To possess a credit one should be 23 years of age while for an add-on card the age limit is 18 years
• Income Criteria:This criteria differs for salaried and for self-employed persons. For the former, monthly income of Rs.20, 000 stands to be the bare minimum while for latter annual income of Rs.3, 00,000 is stated as the lowest limit.
• Credit Eligibility Criteria: Banks prefer allotting credit cards to those who usually have had a clean slate. For this usually CIBIL Report is taken into consideration.
• Valid Identity Proof:An applicant must ensure that he or she has valid identity proofs, such as:
  • Address Proof (Signifying your place of residence)
  • Identity proof including PAN Card, Voter’s ID, DL, Aadhar
  • Salary slips of last 2 months, Income Tax Return of last 2years
  • Passport Sized Photograph